Information We Collect
Retireonmybudget.com may request or collect personal information from online users in a variety of ways, including through online forms for ordering products and services, and other instances where users are invited to volunteer such information.
The data we collect is information that identifies you personally, and may include:
- Your name
- E-mail address
- Monthly budget
- Other personal information
What are Cookies?
A cookie is a piece of data stored on the user's computer tied to information about the user. We may use both session ID cookies and persistent cookies. For session ID cookies, once you close your browser or log out, the cookie terminates and is erased. A persistent cookie is a small text file stored on your computer’s hard drive for an extended period of time. Your browser’s help file contains information and instructions for removing persistent cookies. Session ID cookies may be used by Retireonmybudget.com to track user preferences while the user is visiting the website. They also help to minimize load times and save on server processing. Persistent cookies may be used by Retireonmybudget.com to store whether, for example, you want your password remembered or not, and other information. Cookies used on the Retireonmybudget.com website do not contain personally identifiable information.
Like most standard websites, we use log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. However, none of the information stored in our log files, including but not limited to IP addresses, is linked to personally identifiable information.
How we use this information
Retireonmybudget.com may use the personally identifiable information collected by Retireonmybudget.com to contact customers regarding products and services offered by Retireonmybudget.com and, to the extent the user has agreed to it, by its trusted affiliates, independent contractors and business partners. We may also use this information for research purposes regarding the effectiveness of our website services, marketing, advertising and sales efforts. Except as outlined below, Retireonmybudget.com will not in any way share this information with a third party unless you specifically authorize such disclosures. Retireonmybudget.com does not sell or rent your contact information to third parties.
Disclosure of Information
Retireonmybudget.com may disclose your personal information as it deems necessary, in Retireonmybudget.com‘s sole discretion, to: (a) comply with legal process or other legal requirements, including but not limited to responding to civil or criminal subpoenas, search warrants, national security letters, court orders, or other requests for information from law enforcement officials; (b) protect and defend the rights or property of Retireonmybudget.com or its officers, agents, affiliates, licensees, and customers; or (c) carry out its obligations under or enforce this Agreement or to assign its rights under this Agreement.
Retireonmybudget.com RESERVES THE RIGHT (SUBJECT TO APPLICABLE LOCAL LAW), IN ITS SOLE DISCRETION, TO MONITOR YOUR ACCOUNT, INCLUDING BUT NOT LIMITED TO THE USE OF A USER'S MAIN ACCOUNT AND ANY SUB-ACCOUNTS, FOR THE PURPOSE OF INVESTIGATING VIOLATIONS OF THIS AGREEMENT OR TO ASSIST WITH CRIMINAL OR CIVIL INVESTIGATIONS.
Retireonmybudget.com may also disclose aggregate, anonymous data based on information collected from users to investors and potential partners. In such cases, only statistical information will be disclosed and personally identifiable data will be kept confidential. In case Retireonmybudget.com is sold, the information collected from users may be transferred to the new owners.
Special Offers and Updates
Our customers and users will occasionally receive newsletters or e-mails with information on products, services, or special offers. Out of respect for the privacy of our users, Retireonmybudget.com gives them the opportunity to opt-out from receiving these types of communications.
On rare occasions, it is necessary to send out a strictly service-related announcement, if, for instance, our service is temporarily suspended for maintenance. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature.
Maintenance of Information
The information provided to Retireonmybudget.com is saved indefinitely and may be stored on one or more databases directly or indirectly maintained by Retireonmybudget.com. Retireonmybudget.com employs industry-standard security measures to protect the confidentiality of the information. While we cannot guarantee that loss, misuse or alteration of data will not occur; we make every effort to prevent such occurrences.
You are responsible for the security of your Customer ID and passwords. Make sure you keep them in a safe place and do not share them with others. Always remember to log out after your session ends to ensure that others cannot access your private personal information. You should take this precaution even if you are not using a public computer, such as at a library or internet café, but even when using your private computer in your home.
We use third-party advertising companies to serve ads when you visit our Website. These companies may use information (not including your name, address, email address or telephone number) about your visits to this and other Websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, please visit this URL.
How we secure personal information
We use standard Hypertext transfer protocol secure (HTTPS ), Linux and MySQL security features to protect personally identifiable data.
Retire on my budget community
11307 S. Langley Ave Chicago, IL 60628